Or at least with a man, whom we might have speculated was her husband. But I also get less sure as time goes on, about what I am remembering, and what I am imagining. She drives a swanky car (unbeknown to Mr Lloyd of course). Did she buy that herself (perhaps out of ill-gotten gains, from some other old man with more money than sense), or did a husband / partner provide it?).
It wouldn't be beyond her to find a likely looking grave somewhere, of someone about the right age who died about the right time, and which doesn't mention a wife or children. (Or she could even find someone married to a Megan probably). Do we know her surname? Does Mr Lloyd I wonder?
Anyway, it would all be part of her act to get Mr Lloyd to take her to the cemetery, to put flowers on the grave, and tearfully ask Edwin if she could have a moment. (Have we actually seen such a scene already? I half think we have, but it's probably my imagination again).